If speed is important, consider wiring money instead of sending a money order. Western Union transfers can be done almost instantly, whereas money orders must physically traverse whatever distance is involved. [3] X Research source If you have to send more than $700 internationally, you might run into money-order limitations, meaning you would have to purchase more than one money order.

Other places that sell money orders include credit unions, banks, and certain large retail stores. [6] X Research source

In addition to the face amount of the money order, you will pay a small transaction fee. In the United States an international money order carries a fee of $4. 50. This is added to your total when you pay the clerk. Note that a traveler’s check can be used only if the money order is for at least half of the traveler’s check’s value. For example, if you have a traveler’s check for $500, you can use it to purchase a money order worth at least $250 (or more than one money order totaling at least $250. ) [9] X Research source

Today’s date Your full name Your full address The recipient’s name The recipient’s full address The amount of money you are sending A description of the purpose for the money

If your money order is lost or stolen, your receipt will help you get your refund quickly. There is, however, a fee of $6. 10 for money-order replacements. [12] X Research source

If your package goes astray, contact your post office immediately. They will give you the forms to begin the money order replacement process.

If your purchase will exceed $3,000, remember to bring personal identification with you to the post office.

If speed is an issue, consider wiring the money instead of sending a money order. Western Union transfers can be done almost instantly, whereas a money order will have to travel physically to its destination. [16] X Research source You can also transfer money with Zelle, which is an instant service. Just keep in mind that the government is now sending 1099 forms to people who receive money from money-sharing services (like Zelle, Cash App, and Venmo).

If you are in a remote location, you may be able to receive a money order form from your rural carrier. [18] X Research source This might be more convenient than traveling to a post office. Discuss this option with your postal carrier in advance so that they can provide you with the proper forms. Other places to purchase money orders include credit unions, banks, military facilities, and certain large stores. [19] X Research source

Note that traveler’s checks can be used only if the purchase amount is more than half of the traveler’s check amount. For example, if you have a traveler’s check for $500, you can use it to purchase money orders that are $250 or more. [20] X Research source Members of the military who purchase military money orders have a slightly lower fee of 40 cents per money order. [21] X Research source

Today’s date Your full name Your full address The recipient’s name The recipient’s full address The amount of money you are sending A memo explaining the purpose of the money

If your money order is lost or stolen, your receipt will help you get a refund more quickly. There is, however, a fee of $6. 10 for a money order replacement. [24] X Research source

If your package goes astray, contact your post office immediately. They will be able to give you the forms to begin the money-order replacement process.